An important factor in a successful business start-up and expansion is the ability to obtain capital.  In order to be successful in obtaining a loan, you need to be properly prepared and organized.  You must have a plan outlining exactly how much money you need, why you need it, and how you will pay it back.  For information on preparing a loan package:

Economic Vitality Corporation

(805) 788-2012
www.sloevc.org

Small Business Administration

(559) 487-5791
http://sba.gov

Local Funding Sources -  Local Funders of SBA Guaranteed Loans

Bank of America

(805) 544-2022
http://www.bankofamerica.com/

California Bank & Trust

(925) 368-9084
http://www.calbanktrust.com

Coast National Bank

(805) 541-0400
http://www.coastnationalbank.com/

Coastal Business Finance

(805) 739-1665
Santa Maria

Heritage Oaks Bank

(805) 544-7200
http://www.heritageoaksbank.com/

Union Bank

(805) 543-4974
http://www.uboc.com/

Wells Fargo Bank

(800) 869-3557
http://www.wellsfargo.com/